grandfathers birthday

The Advantages of Medicare Advantage

Medicare Advantage plans offer easy-to-use coverage with extra health and wellness benefits you don’t get from Original Medicare.

Part C image

The Advantages of Medicare Advantage

All the coverage of Original Medicare – and more

Medicare Advantage plans (Medicare Part C) are provided by companies with a Medicare contract, such as Blue Cross and Blue Shield of Montana. They’re usually HMO and PPO managed care plans, like the coverage you may have through your workplace. So you’re probably already familiar with the way a Medicare Advantage plan works.

When you join a Medicare Advantage plan, you are still in Medicare. But you won’t use your Medicare card to obtain services; you’ll use the member ID card from the plan you choose. Your Medicare Advantage plan will provide all of your Part A (hospital) and Part B (medical) coverage. It also covers other medically necessary services, such as routine screenings and immunizations.

medicine icon

PLUS, most Medicare Advantage (Part C) plans include your Medicare Part D prescription drug coverage. Additional benefits – such as dental, vision and hearing – may also be covered. And Medicare Advantage plans have an out-of-pocket maximum to help protect you from unlimited spending on copays, coinsurance and other medical expenses.

Because Medicare Advantage plans are provided through a contract with Medicare, premiums are generally lower than other alternatives. You’ll probably pay less than the costs of a Medicare Supplement Insurance Plan or another private health plan.

Medicare Advantage for our valued members

With Blue Cross and Blue Shield of Montana, you have several Medicare Advantage HMO and PPO plan options. So you can expect the same great service you’ve experienced on your workplace plan, even after you’re retired and on Medicare.

We have the perfect tool to help you decide if Medicare Advantage is the right plan for you.

IMPORTANT: If you are eligible for a Retiree Group Medicare plan, some of this information may not apply to you. Please ask your employer or benefit administrator about your Medicare options, eligibility and enrollment information.

Get Your Medicare Timeline

Answer a few simple questions and we’ll provide you with a personalized timeline. You’ll also receive reminders with important information and actions you can take to stay on track as you near your Medicare eligibility.

Create My Timeline →

Compare, Choose and Enroll

Get started with your member login. Verify your information and see personalized recommendations based on lowest cost and most comprehensive coverage. Compare your options, contact an agent and enroll, all in one easy-to-use tool.

Help Me
Choose

Questions? Let us help.

As our valued member, you have access to exclusive resources and assistance. We’re here to help you make a smooth transition to Medicare. Call us to learn more.

1-800-000-0000 (TTY 711)

We’re open between 8:00 a.m. – 8:00 p.m., local time, 7 days a week. If you’re calling from April 1 through September 30, alternate technologies (for example, voicemail) will be used on the weekends and holidays.

This Information is a solicitation for insurance.

Marketing Direct LLC, d.b.a. Wunderman Thompson, is an independent company that has contracted with Blue Cross and Blue Shield of Montana to provide information technology support for members with coverage through BCBSMT. BCBSMT makes no endorsements, representations or warranties regarding third-party vendors and the products and services offered by them.

Blue Cross and Blue Shield of Montana, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association

3645 Alice Street, Helena, Montana 59601

© Copyright 2022 Health Care Service Corporation. All Rights Reserved.

File is in portable document format (PDF). To view this file, you may need to install a PDF reader program. Most PDF readers are a free download. One option is Adobe® Reader® which has a built-in screen reader. Other Adobe accessibility tools and information can be downloaded at http://access.adobe.com.

You are leaving this website/app (“site”). This new site may be offered by a vendor or an independent third party. The site may also contain non-Medicare related information. In addition, some sites may require you to agree to their terms of use and privacy policy.

Top